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Jonathan Wald – NMLS # 571973
Top 1% Mortgage Originators in America – 2016, 2017
Top 100 Loan officers in Customer Satisfaction – 2017
With over a decade of experience as a Loan Officer, Jonathan Wald has won numerous awards in his industry and continues to be one of the top producing mortgage originators in Maryland.
Whether FHA, CDA, VA, USDA, 203(k), conventional conforming, or jumbo, Jon is well versed in every loan option—and can provide counsel on the advantages and disadvantages of each of them. He has been a preferred lender with Live Baltimore Home Center for seven years, and offers buyers extensive knowledge of the various grant programs available to buyers in Baltimore City. With his vast understanding of the mortgage process, he not only educates buyers about the complexity of purchasing a property, but also teaches renovation financing accredited by the state of Maryland to realtors and homeowners alike.
Over the course of his career, Jon has personally closed over 300 million dollars in loans, and couldn’t feel happier about helping thousands of individuals and families buy homes where they will create memories that will last a lifetime. It’s no wonder that the majority of Jon’s past clients refer their friends and family members to him. He prides himself on maintaining honest, straightforward relationships with his customers and colleagues, making sure he is always accessible with an open line of communication throughout each transaction.
Originally from Brooklyn, New York, Jon moved to Maryland to attend college. After he earned his degree in Business Management from Towson University. He enjoyed city living in Federal Hill and Canton, and now resides in Lutherville with his wife, two daughters, son, and their dogs. He has been with Primary Residential Mortgage Inc. since 2012, and is the Branch Manager of the Canton location.
Stephen Preis – NMLS # 207741
Steve began his mortgage career in 2005, and has been a member of the Primary Residential team since day one. Being a native to Maryland, he is a former 8-year resident of Baltimore City (Canton), and has since moved to Towson with his family, where they have lived since 2009.
Steve was a member of the Towson branch of Primary for over 7 years, which lead the company nationally in units & volume the last several years. Individually, he has been a Top 50 producer for PRMI the past 6 years. Extensive knowledge combined with an intense attention to customer service, proves him to be a great asset to his clients. Steve believes in face-to-face meetings, close client interaction and a 24/7 team approach to service.
In early 2013 Steve partnered with Jon Wald to open one of the newest branches of Primary. Having the same approach to client service, and general outlook on the industry, Steve and Jon have taken their branch to the Top 10 company wide in 2015. They look forward to continuing success in the future!
Kathleen Lauman – NMLS # 156057
Kathleen Lauman joined PRMI in July 2014 as a residential loan officer/originator, bringing 18+ years of experience as a mortgage lending professional.
As a Certified Mortgage Planning Specialist, Kathleen has experience in many areas in the mortgage lending field, including working as an underwriter, as a manager in the processing and closing departments, and as a loan originator. Kathleen particularly enjoys loan origination, and over the years has developed many close relationships with area realtors. Because Kathleen is fully invested from beginning to end, this allows her clients to transition from applicant to home-owner in a stress-free and seamless manner.
Known by her clients as a detail-oriented, discrete professional, Kathleen always goes the extra mile for her clients to help their application proceed as smooth as possible.
Kathleen has lived in Baltimore for most of her life, apart from obtaining her BA degree from James Madison University in Virginia, and living in Connecticut for a few years. Since relocating to Baltimore in the late 1990’s, Kathleen and her family have resided in Homeland.
Mary Jo Determan – NMLS # 461839
With 13 years of experience as a loan officer, MJ joined PRMI in 2014. Her keen eye for detail and consistent communication gives her customers confidence during the process of financing their home. MJ believes it’s important for clients to understand the process, what to expect and to be informed along the way. This has helped her build a strong referral base of real estate professionals and past clients. A mother of four, and Baltimore native, MJ has lived in the Homeland neighborhood for 20 years.
Matt Rayman – NMLS # 146065
Primary Residential Mortgage
Office – 443.977.4003
Cell – 443.756.4126
Email – email@example.com
Matt began his mortgage career in 2004, and is a licensed Loan Officer. He joined Primary because of its strong reputation for integrity-based mortgage lending and its unwavering commitment to responsible lending practices. Matt assists and supports our team of Loan Officers, helping with the loan flow and facilitating the loan process. He is an invaluable member of their mortgage team.
Matt is a native of Maryland and a graduate of Towson University. After living in Baltimore City for 15 years, he now resides in Annapolis.
Chad Piunti – NMLS # 209764
Over the last 13 years, I’ve partnered with Realtors/CPA’s/Attorneys/Financial Advisers across the state of Maryland to provide the highest quality mortgage financing and consultation for their clients for both purchase and refinancing. I Provide a comprehensive education of the mortgage process and assistance to helping my buyers build the right budget for their new home purchase. My primary goal is to ensure that my buyers are properly educated and make smart financial decisions on their single largest investment. The average American will be involved in at least 7 mortgage transactions in their lifetime. My goal is to become a trusted adviser for my clients and business partners that they can turn to again and again for sound financial and mortgage advice.
Specialties: A trusted adviser for my Realtor partners and their buyers and sellers to help make their dreams of home ownership a reality.
First Time Buyer Specialist
FHA and VA Home Loans
Move Up Financing
Let me help you with one of the biggest financial decisions of your life! – Chad
Jeff Gunther – NMLS # 191715
Over the last 15 years, I’ve partnered with Realtors/CPA’s/Attorneys/Financial Advisers across the state of Maryland to provide the highest quality mortgage financing and consultation for their clients for both purchase and refinancing. Provide a comprehensive education of the mortgage process and assistance to helping my buyers build the right budget for their new home purchase. My primary goal to ensure that my buyers are properly educated and make smart financial decisions on their single largest investment. The average American will be involved in at least 7 mortgage transactions in their life time. My goal is to become a trusted advisor for my clients and business partners that they can turn to again and again for sound financial and mortgage advice.
George Kuda – NMLS # 216857
Over the last 15 years, George has partnered with Realtors/CPA’s/Attorneys/Financial Advisers across the state of Maryland to provide the highest quality mortgage financing and consultation for their clients for both purchase and refinancing.
He provides a comprehensive education of the mortgage process and assistance to helping buyers build the right budget for their new home purchase. His primary goal to ensure that my buyers are properly educated and make smart financial decisions on their single largest investment. As a trusted adviser for his Realtor partners and their buyers, George specializes in First Time Home Buyers, FHA/VA loans and renovation financing.
Alex Thomas – NMLS # 585101
With over 7 years of experience in the financial industry in the Baltimore area, Alex brings a well-rounded level of expertise to the table for his clients.
While he prides himself in working with first time home buyers and VA-eligible clients, Alex also has experience with jumbo loans, home loans for real estate investors, conventional conforming, FHA, and USDA financing. Whether this is your first home, your vacation home, or an investment transaction, he will explore all of your financing options and make appropriate recommendations based off of your needs.
Home buyer education is one of Alex’s strong points, so you may run in to him at a local home buying seminar. For realtors, builders, and clients alike, honesty, integrity, and maintaining open lines of communication are paramount to his business model, which has led to multiple repeat customers and hundreds of referrals.
Alex was born and raised in Towson and graduated from Calvert Hall in 2004. He attended Washington College and earned a Bachelor’s degree in 2008. He recently moved to Cockeysville with his girlfriend and their dog after living in Fells Point for several years. In his spare time, Alex coaches Age Group swimming for Cardinal and Gold Aquatics, which is a USA Swimming club based out of Calvert Hall.
Michael Jenkins – NMLS # 1746622
I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed. As a PRMI team member I always strive to be pleasant, hardworking, and willing to go beyond my job duties to help you and your customers throughout their transaction.
Greg Nelson – NMLS # 80158
With nearly two decades in the mortgage industry, Greg Nelson is well on his way to being an industry veteran. Starting as a refinance professional in the early 2000s, Greg dove head first into the mortgage world. Greg established his career as an Inside Sales Representative and Training Director, and continued on to join Primary Residential Mortgage, Inc. in April of 2019.
Greg‘s experience provides him an understanding of the ever changing landscape to mortgage guidelines and regulations. That perspective continues to be one of Greg’s biggest strengths and provides major benefits to the clients that he represents today.
Greg spent a short time moonlighting in sports talk radio from 2007-2014 where he learned that mortgage banking was truly his calling. He has been focused primarily on purchase loans since 2010 but is still passionate about refinancing. He has extensive knowledge about all facets of lending including Conventional, FHA, VA, USDA, Non-QM, construction and renovation loans, and specializes in helping self-employed borrowers.
In a struggling market, Greg has been a trail blazer in helping his clients achieve their homeownership goals. Greg takes great pride in tackling any financial situation. Whether it be improving credit scores, paying off debt or saving money, Greg educates and prepares each client for their home buying process.
A lifelong Baltimore resident and avid local sports fan, Greg grew up in Essex and has lived in Parkville for the last 20+ years. He is a proud veteran of the United States Army Intelligence Corps and is very active in his community.
Frank Young – NMLS # 188863
Frank Young has been a mortgage professional since 1996. Due to the strength of the relationships he has created and maintained with his business partners and past clients, his business is generated 100% by referral.
His attention to detail, “client-first” philosophy, and dedication to providing the highest possible level of service have earned him a reputation for excellence.
Other info: raised in Harford County, MD, holds a B.S. Degree from Towson State University, has been a Member of the Harford County Association of Realtors since 2001, and is an active member of the Harford County Referral Partners.
Marie Ritzenberg – NMLS # 215246
As a Loan Officer with Primary Residential Mortgage, Marie is passionate about helping her clients achieve their homeownership and financial goals. Whether it’s assisting first time homebuyers, helping a client move up or downsize, coordinating a cross-country relocation, or saving with a refinance, Marie is dedicated to always have her clients’ best interest at hand. Her ability to make her clients feel at ease, as well as her ability to think creatively has earned her a stellar reputation among her clientele.
With 17 years in the mortgage industry, she has consistently ranked in the top producing originators within her company. Marie began in the mortgage industry in 2003 with Prosperity Home Mortgage, and celebrates her fourth year with Primary Residential Mortgage in 2020.
Marie’s commitment to and compassion for clients is shown by the relationship that she builds with her clients. With achieving milestones in their lives’ major chapters, she creates a special bond and often a friendship or partnership with her clients. Her goal is to always be a financial resource and their loan officer for life. She attributes her success and growth to her strategic alliances with realtors, attorneys, and past clients who appreciate her commitment to service.
Marie has been a resident of Howard County for over 25 years, in Ellicott City and Columbia. She is involved with several organizations in Howard and Montgomery Counties, including HCAR, and enjoys volunteering and giving back to the community. In 2019, her assistance with HCAR led to a $10,000 donation to the restoration of Old Ellicott City.
When she’s not busy assisting her clients, she enjoys traveling, having bonfires in the back yard, relaxing at the beach, and spending quality time with her husband, their two children, Devin & Lennon, and dog, Ruby.
PRMI NMLS 3094. Branch NMLS 1307448. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. 2316 Boston Street, Suite 1 Baltimore, MD 21224. Office: 443-977-4003. Maryland Department of Labor, Licensing and Regulation Commissioner of Financial Regulation #5511. Pennsylvania Department of Banking 23206.